Buying Property in the UK vs. Buying Property in Turkey

In recent years, global investor interest has shifted significantly. The rapid rise in property prices and economic fluctuations in Turkey have driven investors toward more stable and predictable markets. In 2025, one of the most notable of these markets continues to be the United Kingdom. London, in particular, stands out as a reliable investment option due to its strong tenant demand and consistent rental yields. The UK offers clear advantages for foreign investors and is supported by a robust legal system.

To help those who are undecided between buying property in Turkey or the UK, we prepared this comprehensive guide comparing both markets. So, what are the key differences between buying property in the UK and buying property in Turkey? Which market is safer, which one offers better returns, and which investment type is more sustainable in the long run?

At UIProperties, we have created a transparent and detailed comparison to support your investment decision.

Economic Stability and Currency-Based Investment Differences

United Kingdom: A Strong, Pound-Based Economy

The UK is known as one of the world’s strongest economies. The British Pound (GBP) has maintained its position as a stable and powerful currency for many years.

The main advantage of investing in UK property is:

Your investment is pound-based and gains value in GBP.

This directly increases both rental income and long-term capital appreciation.

Turkey: A Volatile Market Based on the Turkish Lira

Although property prices in Turkey have risen rapidly in recent years, much of this increase is a result of inflation and the depreciation of the Turkish Lira. Instead of generating real profit, investors often aim merely to preserve the value of their money.

For this reason, the return on real estate investments in Turkey is often limited when evaluated against foreign currencies.

Rental Yields and Tenant Profile

Rental Income in the UK: Stable and Reliable

The UK—especially major cities like London—offers:

• High rental demand

• Tenants who pay regularly

• A stable tenant profile consisting of professionals and university students

Average rental yields in London range between 4% – 6.5%.

Rental agreements are strongly protected by law, processes are transparent, and landlords' rights are clearly defined.

Rental Income in Turkey: High Demand but Higher Risk

While Turkey has a broad tenant profile, legal processes tend to be more uncertain. Eviction procedures can be lengthy, rent increases are sometimes restricted by government regulations, and inflation can erode rental income.

In summary: Rental yields in Turkey may appear high nominally, but many investors fail to achieve real gains.

Capital Appreciation

United Kingdom: Steady and Predictable Growth

In the UK, housing supply has not met demand for many years. As a result, property prices increase steadily in both the short and long term.

A property purchased during the early stages of a development project can appreciate by 10% – 25% by completion. Additionally, as UK developments follow strict masterplan structures, price growth is predictable and controlled.

Turkey: Sudden Rises and Sudden Drops

Although property prices in Turkey can surge dramatically, these increases are often driven by economic pressure such as inflation, currency fluctuations, and rising construction costs—not by real demand.

Therefore, property value growth in Turkey is often unsustainable.

Legal Security and Title Deed Reliability

UK Legal System: Transparent and Strong

The UK property transaction system is largely digital. Title deed records are transparent and accessible online. Foreign investors enjoy the same ownership rights as British citizens.

• No hidden fees

• Title transfer completed within 4–12 weeks

• 100% secure transactions with a solicitor

At UIProperties, we provide full legal support to ensure a safe investment process for our clients.

Turkey’s Title Deed and Legal System

Although Turkey’s title deed system is well-established, risks such as zoning changes, urban transformation uncertainty, project delays, or developer bankruptcy can pose challenges for investors.

Mortgage Opportunities

UK Mortgages: Available to Foreign Investors

Foreign investors can obtain mortgages in the UK under certain conditions, which offers a significant advantage. Benefits include:

• Lower upfront payment

• Long-term, manageable repayment options

• Rental income covering a substantial portion of mortgage payments

In most cases, a mortgaged property in the UK can financially support itself through rental income.

Mortgages in Turkey: High Interest Rates

Mortgage use in Turkey is limited for foreign buyers, and high interest rates have discouraged many Turkish investors from taking out loans in recent years.